Temporary Visa
How much can I borrow if I am on a temporary visa?
- In most circumstances cases 80% of the property value
- 90% of the property value for Some long-term visa holders can demonstrate a strong income and stable employment.
- 95% of the property value If you’re married to or defacto with an Australian citizen or permanent resident, and satisfy lender criteria.
Are first-home benefits available?
As a temporary resident, you may not be able to apply for first homeowners grants and other government benefits.
However, if you are on a spouse/partner visa and are purchasing the property together you may qualify for the First Home Owners Grant (FHOG).